Report a Claim

Any injury or illness that is caused by the job is covered by workers compensation. The phrase often used is “arising out of or in the course of employment." In all instances, the precise coverage afforded by any insurance provider is subject to the actual terms and conditions of the policies as issued.

Per California law, all work-related injuries including first aid injuries (Learn more about first aid injuries) are to be reported to their insurance provider as soon as possible. Time restrictions that govern how we may manage the claim are based on the employer's date of knowledge, not Preferred’s date of knowledge.

A Medical Provider Network (referred to as an MPN) is a group of doctors and other health care providers that are established by an insurance company or large self-insured employer to treat workers injured on the job.

Preferred is one of the only, if not the only, Worker’s Compensation Insurance providers to directly contract their Medical Provider Network (MPN). 

After the initial appointment, a newly injured employee may choose from any doctor within the Preferred Select MPN network.

An employee may go to a physician outside of the MPN if he/she has pre-designated a personal physician before a work injury occurs.